01 - In a large mixing bowl, add diced cucumbers, halved cherry tomatoes, and finely diced red onion.
02 - Mix in shredded sharp cheddar cheese and most of the crumbled bacon, reserving approximately 2 tablespoons for garnish.
03 - In a small bowl, whisk together ranch dressing and sour cream until fully blended and smooth.
04 - Pour the ranch-sour cream dressing over the vegetable and cheese mixture. Fold gently with a spatula or large spoon until evenly coated.
05 - Season with salt and black pepper, adjusting to taste.
06 - Immediately before serving, top with crushed potato chips or gluten-free crackers, remaining bacon, and chopped fresh chives. Serve promptly for optimal crispness.